Paytm is an Indian e-commerce platform. It is available in 11 Indian languages and offers online use-cases like mobile recharges, utility bill payments, travel, movies, and events bookings as well as in-store payments at grocery stores, fruits and vegetable shops, restaurants, parking, tolls, pharmacies and educational institutions with the Paytm QR code.

As per the company, over 7 million merchants across India use this QR code to accept payments directly into their bank account.

• The money will be credited to your Gift sub wallet from xoxoday.


• Please note the mobile number which is entered while placing order, money will be added to the same number.

• The money will be credited to your Gift sub wallet from xoxoday.


• Please note the mobile number which is entered while placing order, money will be added to the same number.


• It cannot be transferred to bank account nor peer-peer transfer.


• It can be utilised in Paytm offline and online ecosystem.


• The validity of this money is 3 years.


• 1 lakh is the maximum transaction can be done in a month.


• Above 10k Customer need to update KYC in Paytm or else the amount will not reflect in wallet.


• Gift vouchers validity can not be extended once expired.


• The maximum time to deliver the voucher 5 to 6 working days.